{"id":12617,"date":"2022-04-23T05:24:00","date_gmt":"2022-04-23T03:24:00","guid":{"rendered":""},"modified":"2024-06-22T13:07:10","modified_gmt":"2024-06-22T11:07:10","slug":"bunq","status":"publish","type":"company_single","link":"https:\/\/financera.it\/istituto\/bunq\/","title":{"rendered":"bunq"},"content":{"rendered":"\n<p><strong>bunq<\/strong>\u00a0\u00e8 una challenger bank olandese.<\/p>\n\n\n\n<p>A differenza di altre societ\u00e0 fintech,\u00a0<strong>bunq bank \u00e8 una\u00a0banca\u00a0vera e propria e non un istituto per la gestione del denaro elettronico<\/strong>.<\/p>\n\n\n\n<p>Ti\u00a0offre un <a href=\"https:\/\/financera.it\/finanze-personali\/conti-online\/\" data-type=\"page\" data-id=\"15723\">conto online<\/a> a cui sono associate le principali funzioni di pagamento e deposito.<\/p>\n\n\n\n<p>Qui sotto trovi un\u2019analisi completa del servizio e una lista dei suoi pro e contro e una tabella di confronto tra altre 3 alternative.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"bunq_opinioni_pro_e_contro\">bunq opinioni: pro e contro<\/h2>\n\n\n\n<p>La scelta del miglior conto corrente dipende dalle tue esigenze. Qui sotto ti riporto quelli che secondo me sono i pro e contro di bunq. Usa la lista solo come un punto di partenza per la tua analisi<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Vantaggi\">Vantaggi<\/h3>\n\n\n\n<ul class=\"is-style-pros-list\">\n<li>Se le istanze ecologiste per te contano, con un conto Easy Green finanzi la piantatura di nuovi alberi.<\/li>\n\n\n\n<li>La possibilit\u00e0 di maturare un interesse, per quanto piccolo, sui tuoi depositi \u00e8 interessante.<\/li>\n\n\n\n<li>La funzione dei sottoconti multipli in alcuni casi pu\u00f2 risultare davvero comoda.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Svantaggi\">Svantaggi<\/h3>\n\n\n\n<ul class=\"is-style-cons-list\">\n<li>Il servizio ha un costo superiore a quello dei concorrenti. In particolare il piano gratuito \u00e8 di sicuro inferiore rispetto alle alternative offerte da <a href=\"https:\/\/financera.it\/istituto\/transferwise\/\" data-type=\"company_single\" data-id=\"3822\">Wise<\/a>, <a href=\"https:\/\/financera.it\/istituto\/revolut\/\" data-type=\"company_single\" data-id=\"1659\">Revolut<\/a> ma anche alle proposte italiane come <a href=\"https:\/\/financera.it\/istituto\/illimity\/\" data-type=\"company_single\" data-id=\"3482\">illimity<\/a>.<\/li>\n\n\n\n<li>Al momento non \u00e8 ancora disponibile l\u2019opzione di un IBAN italiano. Se questo servizio per te resta essenziale, le soluzioni con base in Italia come illimity ti risulteranno pi\u00f9 convenienti.<\/li>\n\n\n\n<li>La sezione domande frequenti c\u2019\u00e8, ma non l\u2019ho trovata comoda. Rispetto ad altri concorrenti mi sembra anzi inferiore. Questo obbliga l\u2019utente a contattare pi\u00f9 spesso l\u2019assistenza.<\/li>\n<\/ul>\n\n\n<div class=\"fn_block block_fn_msg_box company\"><div class=\"fn_block__icon\"><\/div><h3 id=\"Attiva_gratis_un_conto_su_bunq\">Attiva gratis un conto su bunq<\/h3><ul id=\"block-f8f90aa6-da93-44bc-9905-0ff60cdbffbe\" class=\"block-editor-rich-text__editable block-editor-block-list__block wp-block is-selected wp-block-list rich-text\" tabindex=\"0\" role=\"document\" contenteditable=\"true\" aria-multiline=\"true\" aria-label=\"Blocco: List\" data-block=\"f8f90aa6-da93-44bc-9905-0ff60cdbffbe\" data-type=\"core\/list\" data-title=\"List\">\n<li>Conto bancario online completo.<\/li>\n<li>Ottieni un conto risparmio in 5 minuti.<\/li>\n<li>Assistenza 24\/7<\/li>\n<\/ul>\n<div class=\"emoji-editor-bar\">\u00a0<\/div>\n<div class=\"emoji-editor-bar\">\u00a0<\/div><\/div>\n\n\n<figure class=\"wp-block-image size-large shortcode-no\"><img decoding=\"async\" width=\"1024\" height=\"491\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/18\/2022\/04\/bunq-bank-1024x491.png\" alt=\"bunq recensione\" class=\"wp-image-19564\" srcset=\"https:\/\/financer.global\/app\/uploads\/sites\/18\/2022\/04\/bunq-bank-1024x491.png 1024w, https:\/\/financer.global\/app\/uploads\/sites\/18\/2022\/04\/bunq-bank-300x144.png 300w, https:\/\/financer.global\/app\/uploads\/sites\/18\/2022\/04\/bunq-bank-768x368.png 768w, https:\/\/financer.global\/app\/uploads\/sites\/18\/2022\/04\/bunq-bank.png 1266w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"bunq_Italia_cosa_offre\"><strong>bunq Italia: cosa offre<\/strong><\/h2>\n\n\n\n<p>Bunq ha una regolare licenza bancaria, quindi permette l\u2019apertura di un vero e proprio <a href=\"https:\/\/financera.it\/finanze-personali\/conti-online\/\" data-type=\"page\" data-id=\"15723\">conto bancario<\/a>.<\/p>\n\n\n\n<p>In pi\u00f9 sui piani pi\u00f9 costosi bunq mette l\u2019accento sulle istanze del movimento ecologista, con iniziative come la piantatura di nuovi alberi.<\/p>\n\n\n\n<p><strong>Tutti i conti prevedono un interesse annuale dello 0,09% sui tuoi depositi<\/strong>, con accredito mensile<\/p>\n\n\n\n<p>Ecco una panoramica sui piani a disposizione per il mercato italiano.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"bunq_Italia_i_piani_a_confronto\">bunq Italia: i piani a confronto<\/h3>\n\n\n\n<figure class=\"wp-block-table is-style-fn-tables shortcode-no\"><table class=\"has-fixed-layout\"><thead><tr><th>Caratteristiche<\/th><th>Easy Savings<\/th><th>Easy Bank<\/th><th>Easy Money<\/th><th>Easy Green<\/th><\/tr><\/thead><tbody><tr><td>Interesse annuale sui depositi<\/td><td>0,09%<\/td><td>0,09%<\/td><td>0,09%<\/td><td>0,09%<\/td><\/tr><tr><td>Canone mensile<\/td><td>0\u20ac<\/td><td>2,99\u20ac<\/td><td>8,99\u20ac<\/td><td>17,99\u20ac<\/td><\/tr><tr><td>Carta prepagata fisica<\/td><td><img decoding=\"async\" width=\"20\" height=\"27\" class=\"wp-image-20195\" style=\"width: 20px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/18\/2022\/04\/no.png\" alt=\"No\"><\/td><td>1 inclusa<\/td><td>3 incluse<\/td><td>3 incluse<\/td><\/tr><tr><td>Carta prepagata digitale<\/td><td><img decoding=\"async\" width=\"20\" height=\"27\" class=\"wp-image-20195\" style=\"width: 20px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/18\/2022\/04\/no.png\" alt=\"No\"><\/td><td><img decoding=\"async\" width=\"20\" height=\"27\" class=\"wp-image-20195\" style=\"width: 20px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/18\/2022\/04\/no.png\" alt=\"No\"><\/td><td>25 incluse<\/td><td>25 incluse<\/td><\/tr><tr><td>Prelievi gratuiti<\/td><td><img decoding=\"async\" width=\"20\" height=\"27\" class=\"wp-image-20195\" style=\"width: 20px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/18\/2022\/04\/no.png\" alt=\"No\"><\/td><td><img decoding=\"async\" width=\"20\" height=\"27\" class=\"wp-image-20195\" style=\"width: 20px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/18\/2022\/04\/no.png\" alt=\"No\"><\/td><td>4 al mese<\/td><td>4 al mese<\/td><\/tr><tr><td>bunq pianta un nuovo albero<\/td><td><img decoding=\"async\" width=\"20\" height=\"27\" class=\"wp-image-20195\" style=\"width: 20px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/18\/2022\/04\/no.png\" alt=\"No\"><\/td><td><img decoding=\"async\" width=\"20\" height=\"27\" class=\"wp-image-20195\" style=\"width: 20px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/18\/2022\/04\/no.png\" alt=\"No\"><\/td><td><img decoding=\"async\" width=\"20\" height=\"27\" class=\"wp-image-20195\" style=\"width: 20px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/18\/2022\/04\/no.png\" alt=\"No\"><\/td><td>Ogni 100\u20ac spesi<\/td><\/tr><tr><td>Paga in automatico nella valuta locale<\/td><td><img decoding=\"async\" width=\"20\" height=\"27\" class=\"wp-image-20195\" style=\"width: 20px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/18\/2022\/04\/no.png\" alt=\"No\"><\/td><td><img decoding=\"async\" width=\"20\" height=\"27\" class=\"wp-image-20196\" style=\"width: 20px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/18\/2022\/04\/si.png\" alt=\"S\u00ec\"><\/td><td><img decoding=\"async\" width=\"20\" height=\"27\" class=\"wp-image-20196\" style=\"width: 20px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/18\/2022\/04\/si.png\" alt=\"S\u00ec\"><\/td><td><img decoding=\"async\" width=\"20\" height=\"27\" class=\"wp-image-20196\" style=\"width: 20px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/18\/2022\/04\/si.png\" alt=\"S\u00ec\"><\/td><\/tr><tr><td>Integrazione con Wise per l\u2019invio di denaro all\u2019estero<\/td><td><img decoding=\"async\" width=\"20\" height=\"27\" class=\"wp-image-20195\" style=\"width: 20px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/18\/2022\/04\/no.png\" alt=\"No\"><\/td><td><img decoding=\"async\" width=\"20\" height=\"27\" class=\"wp-image-20196\" style=\"width: 20px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/18\/2022\/04\/si.png\" alt=\"S\u00ec\"><\/td><td><img decoding=\"async\" width=\"20\" height=\"27\" class=\"wp-image-20196\" style=\"width: 20px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/18\/2022\/04\/si.png\" alt=\"S\u00ec\"><\/td><td><img decoding=\"async\" width=\"20\" height=\"27\" class=\"wp-image-20196\" style=\"width: 20px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/18\/2022\/04\/si.png\" alt=\"S\u00ec\"><\/td><\/tr><tr><td>IBAN europei multipli<\/td><td><img decoding=\"async\" width=\"20\" height=\"27\" class=\"wp-image-20195\" style=\"width: 20px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/18\/2022\/04\/no.png\" alt=\"No\"><\/td><td><img decoding=\"async\" width=\"20\" height=\"27\" class=\"wp-image-20195\" style=\"width: 20px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/18\/2022\/04\/no.png\" alt=\"No\"><\/td><td><img decoding=\"async\" width=\"20\" height=\"27\" class=\"wp-image-20196\" style=\"width: 20px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/18\/2022\/04\/si.png\" alt=\"S\u00ec\"><\/td><td><img decoding=\"async\" width=\"20\" height=\"27\" class=\"wp-image-20196\" style=\"width: 20px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/18\/2022\/04\/si.png\" alt=\"S\u00ec\"><\/td><\/tr><tr><td>Conti in valute straniere<\/td><td><img decoding=\"async\" width=\"20\" height=\"27\" class=\"wp-image-20195\" style=\"width: 20px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/18\/2022\/04\/no.png\" alt=\"No\"><\/td><td><img decoding=\"async\" width=\"20\" height=\"27\" class=\"wp-image-20195\" style=\"width: 20px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/18\/2022\/04\/no.png\" alt=\"No\"><\/td><td><img decoding=\"async\" width=\"20\" height=\"27\" class=\"wp-image-20196\" style=\"width: 20px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/18\/2022\/04\/si.png\" alt=\"S\u00ec\"><\/td><td><img decoding=\"async\" width=\"20\" height=\"27\" class=\"wp-image-20196\" style=\"width: 20px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/18\/2022\/04\/si.png\" alt=\"S\u00ec\"><\/td><\/tr><tr><td>Sottoconti multipli<\/td><td><img decoding=\"async\" width=\"20\" height=\"27\" class=\"wp-image-20195\" style=\"width: 20px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/18\/2022\/04\/no.png\" alt=\"No\"><\/td><td><img decoding=\"async\" width=\"20\" height=\"27\" class=\"wp-image-20195\" style=\"width: 20px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/18\/2022\/04\/no.png\" alt=\"No\"><\/td><td>25<\/td><td>25<\/td><\/tr><tr><td>Investimenti automatici in azioni<\/td><td><img decoding=\"async\" width=\"20\" height=\"27\" class=\"wp-image-20195\" style=\"width: 20px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/18\/2022\/04\/no.png\" alt=\"No\"><\/td><td><img decoding=\"async\" width=\"20\" height=\"27\" class=\"wp-image-20195\" style=\"width: 20px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/18\/2022\/04\/no.png\" alt=\"No\"><\/td><td><img decoding=\"async\" width=\"20\" height=\"27\" class=\"wp-image-20196\" style=\"width: 20px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/18\/2022\/04\/si.png\" alt=\"S\u00ec\"><\/td><td><img decoding=\"async\" width=\"20\" height=\"27\" class=\"wp-image-20196\" style=\"width: 20px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/18\/2022\/04\/si.png\" alt=\"S\u00ec\"><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n<div class=\"fn_block block_fn_msg_box warning\"><div class=\"fn_block__icon\"><\/div><h3 id=\"Requisiti_per_aprire_un_conto_personale\">Requisiti per aprire un conto personale<\/h3><ul id=\"block-a281abe5-5f98-47b3-b634-2ac6bced0f49\" class=\"block-editor-rich-text__editable block-editor-block-list__block wp-block is-selected wp-block-list rich-text\" tabindex=\"0\" role=\"document\" contenteditable=\"true\" aria-multiline=\"true\" aria-label=\"Blocco: List\" data-block=\"a281abe5-5f98-47b3-b634-2ac6bced0f49\" data-type=\"core\/list\" data-title=\"List\">\n<li>Smartphone con sistema iOS o Android.<\/li>\n<li>Residenza all\u2019interno dell\u2019area economica europea (ma il servizio \u00e8 attivo al 100% solo in Italia, Olanda, Germania, Austria, Francia e Spagna).<\/li>\n<li>Documento d\u2019identit\u00e0.<\/li>\n<\/ul>\n<div class=\"emoji-editor-bar\">\u00a0<\/div><\/div>\n\n\n<h3 class=\"wp-block-heading\" id=\"Carta_bunq\">Carta bunq<\/h3>\n\n\n\n<p>La carta prepagata \u00e8 insieme all\u2019app lo strumento chiave per la gestione del tuo conto corrente su bunq.<\/p>\n\n\n\n<p>Funziona sul circuito Mastercard e si integra con Apple Pay o Google Pay.<\/p>\n\n\n\n<p>In pi\u00f9 con i piani Easy Money e Easy Green potrai averla nel formato Metal Card.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Limiti_e_altre_commissioni\">Limiti e altre commissioni<\/h3>\n\n\n\n<p>bunq \u00e8 trasparente nella descrizione dei limiti e delle commissioni secondarie oltre al suo canone mensile, ecco i principali:<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-fn-tables shortcode-no\"><table class=\"has-fixed-layout\"><thead><tr><th>Commissioni e limiti<\/th><th>Easy Savings<\/th><th>Easy Bank<\/th><th>Easy Money<\/th><th>Easy Green<\/th><\/tr><\/thead><tbody><tr><td>Ricevere pagamenti sul circuito SWIFT (fino a \u20ac10.000)<\/td><td>5\u20ac per pagamento<\/td><td>5\u20ac per pagamento<\/td><td>5\u20ac per pagamento<\/td><td>5\u20ac per pagamento<\/td><\/tr><tr><td>Ricevere pagamenti sul circuito SWIFT (dai \u20ac10.000 ai 100.000\u20ac)<\/td><td>10\u20ac per pagamento<\/td><td>10\u20ac per pagamento<\/td><td>10\u20ac per pagamento<\/td><td>10\u20ac per pagamento<\/td><\/tr><tr><td>Ricevere pagamenti sul circuito SWIFT (sopra ai 100.000\u20ac)<\/td><td>25\u20ac per pagamento<\/td><td>25\u20ac per pagamento<\/td><td>25\u20ac per pagamento<\/td><td>25\u20ac per pagamento<\/td><\/tr><tr><td>Aggiungere credito con una carta di debito o di credito<\/td><td>0.5% per le carte rilasciate in EEA o 2.5% per tutte le altre (i primi \u20ac500 al mese sono gratuiti)<\/td><td>0.5% per le carte rilasciate in EEA o 2.5% per tutte le altre (i primi \u20ac500 al mese sono gratuiti)<\/td><td>0.5% per le carte rilasciate in EEA o 2.5% per tutte le altre (i primi \u20ac500 al mese sono gratuiti)<\/td><td>0.5% per le carte rilasciate in EEA o 2.5% per tutte le altre (i primi \u20ac500 al mese sono gratuiti)<\/td><\/tr><tr><td>Richiedere una carta di debito extra<\/td><td><img decoding=\"async\" width=\"20\" height=\"27\" class=\"wp-image-20195\" style=\"width: 20px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/18\/2022\/04\/no.png\" alt=\"No\"><\/td><td><img decoding=\"async\" width=\"20\" height=\"27\" class=\"wp-image-20195\" style=\"width: 20px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/18\/2022\/04\/no.png\" alt=\"No\"><\/td><td>9,99\u20ac per carta +3,49\u20ac al mese<\/td><td>9,99\u20ac per carta +3,49\u20ac al mese<\/td><\/tr><tr><td>Creare carte virtuali extra<\/td><td><img decoding=\"async\" width=\"20\" height=\"27\" class=\"wp-image-20195\" style=\"width: 20px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/18\/2022\/04\/no.png\" alt=\"No\"><\/td><td><img decoding=\"async\" width=\"20\" height=\"27\" class=\"wp-image-20195\" style=\"width: 20px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/18\/2022\/04\/no.png\" alt=\"No\"><\/td><td>19,99\u20ac al mese per 25 carte extra<\/td><td>19,99\u20ac al mese per 25 carte extra<\/td><\/tr><tr><td>Prelievi bancomat<\/td><td><img decoding=\"async\" width=\"20\" height=\"27\" class=\"wp-image-20195\" style=\"width: 20px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/18\/2022\/04\/no.png\" alt=\"No\"><\/td><td>5 a 0,99\u20ac poi 2,99\u20ac per tutti gli altri<\/td><td>4 gratuiti, poi 5 a 0,99\u20ac poi 2,99\u20ac per tutti gli altri<\/td><td>4 gratuiti, poi 5 a 0,99\u20ac poi 2,99\u20ac per tutti gli altri<\/td><\/tr><tr><td>Commissione sui depositi superiori a 100.000\u20ac<\/td><td>0,04\u20ac al giorno ogni 1.000\u20ac<\/td><td>0,04\u20ac al giorno ogni 1.000\u20ac<\/td><td>0,04\u20ac al giorno ogni 1.000\u20ac<\/td><td>0,04\u20ac al giorno ogni 1.000\u20ac<\/td><\/tr><tr><td>Commissioni sui depositi superiori al 1.000.000\u20ac<\/td><td>0,06\u20ac al giorno ogni 1.000\u20ac<\/td><td>0,06\u20ac al giorno ogni 1.000\u20ac<\/td><td>0,06\u20ac al giorno ogni 1.000\u20ac<\/td><td>0,06\u20ac al giorno ogni 1.000\u20ac<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"bunq_business\">bunq business<\/h2>\n\n\n\n<p>bunq offre il suo servizio anche a livello business.<\/p>\n\n\n\n<p>I piani sono gli stessi, oltre alle funzioni disponibili per la versione personale qui ci sono anche dei servizi extra, eccoli:<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-fn-tables shortcode-no\"><table class=\"has-fixed-layout\"><thead><tr><th>Caratteristiche<\/th><th>Easy Savings<\/th><th>Easy Bank<\/th><th>Easy Money<\/th><th>Easy Green<\/th><\/tr><\/thead><tbody><tr><td>Integrazione con software di contabilit\u00e0<\/td><td><img decoding=\"async\" width=\"20\" height=\"27\" class=\"wp-image-20195\" style=\"width: 20px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/18\/2022\/04\/no.png\" alt=\"No\"><\/td><td><img decoding=\"async\" width=\"20\" height=\"27\" class=\"wp-image-20195\" style=\"width: 20px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/18\/2022\/04\/no.png\" alt=\"No\"><\/td><td><img decoding=\"async\" width=\"20\" height=\"27\" class=\"wp-image-20196\" style=\"width: 20px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/18\/2022\/04\/si.png\" alt=\"S\u00ec\"><\/td><td><img decoding=\"async\" width=\"20\" height=\"27\" class=\"wp-image-20196\" style=\"width: 20px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/18\/2022\/04\/si.png\" alt=\"S\u00ec\"><\/td><\/tr><tr><td>Accontana in automatico l\u2019IVA di ogni pagamento<\/td><td><img decoding=\"async\" width=\"20\" height=\"27\" class=\"wp-image-20195\" style=\"width: 20px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/18\/2022\/04\/no.png\" alt=\"No\"><\/td><td><img decoding=\"async\" width=\"20\" height=\"27\" class=\"wp-image-20195\" style=\"width: 20px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/18\/2022\/04\/no.png\" alt=\"No\"><\/td><td><img decoding=\"async\" width=\"20\" height=\"27\" class=\"wp-image-20196\" style=\"width: 20px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/18\/2022\/04\/si.png\" alt=\"S\u00ec\"><\/td><td><img decoding=\"async\" width=\"20\" height=\"27\" class=\"wp-image-20196\" style=\"width: 20px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/18\/2022\/04\/si.png\" alt=\"S\u00ec\"><\/td><\/tr><tr><td>Nomi commerciali multipli<\/td><td><img decoding=\"async\" width=\"20\" height=\"27\" class=\"wp-image-20195\" style=\"width: 20px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/18\/2022\/04\/no.png\" alt=\"No\"><\/td><td><img decoding=\"async\" width=\"20\" height=\"27\" class=\"wp-image-20195\" style=\"width: 20px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/18\/2022\/04\/no.png\" alt=\"No\"><\/td><td><img decoding=\"async\" width=\"20\" height=\"27\" class=\"wp-image-20196\" style=\"width: 20px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/18\/2022\/04\/si.png\" alt=\"S\u00ec\"><\/td><td><img decoding=\"async\" width=\"20\" height=\"27\" class=\"wp-image-20196\" style=\"width: 20px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/18\/2022\/04\/si.png\" alt=\"S\u00ec\"><\/td><\/tr><tr><td>Esportazione automatica degli estratti conto<\/td><td><img decoding=\"async\" width=\"20\" height=\"27\" class=\"wp-image-20195\" style=\"width: 20px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/18\/2022\/04\/no.png\" alt=\"No\"><\/td><td><img decoding=\"async\" width=\"20\" height=\"27\" class=\"wp-image-20195\" style=\"width: 20px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/18\/2022\/04\/no.png\" alt=\"No\"><\/td><td><img decoding=\"async\" width=\"20\" height=\"27\" class=\"wp-image-20196\" style=\"width: 20px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/18\/2022\/04\/si.png\" alt=\"S\u00ec\"><\/td><td><img decoding=\"async\" width=\"20\" height=\"27\" class=\"wp-image-20196\" style=\"width: 20px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/18\/2022\/04\/si.png\" alt=\"S\u00ec\"><\/td><\/tr><tr><td>Integrazione con Zapier<\/td><td><img decoding=\"async\" width=\"20\" height=\"27\" class=\"wp-image-20195\" style=\"width: 20px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/18\/2022\/04\/no.png\" alt=\"No\"><\/td><td><img decoding=\"async\" width=\"20\" height=\"27\" class=\"wp-image-20195\" style=\"width: 20px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/18\/2022\/04\/no.png\" alt=\"No\"><\/td><td><img decoding=\"async\" width=\"20\" height=\"27\" class=\"wp-image-20196\" style=\"width: 20px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/18\/2022\/04\/si.png\" alt=\"S\u00ec\"><\/td><td><img decoding=\"async\" width=\"20\" height=\"27\" class=\"wp-image-20196\" style=\"width: 20px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/18\/2022\/04\/si.png\" alt=\"S\u00ec\"><\/td><\/tr><tr><td>Accesso per i direttori della societ\u00e0<\/td><td><img decoding=\"async\" width=\"20\" height=\"27\" class=\"wp-image-20196\" style=\"width: 20px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/18\/2022\/04\/si.png\" alt=\"S\u00ec\"><\/td><td><img decoding=\"async\" width=\"20\" height=\"27\" class=\"wp-image-20196\" style=\"width: 20px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/18\/2022\/04\/si.png\" alt=\"S\u00ec\"><\/td><td><img decoding=\"async\" width=\"20\" height=\"27\" class=\"wp-image-20196\" style=\"width: 20px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/18\/2022\/04\/si.png\" alt=\"S\u00ec\"><\/td><td><img decoding=\"async\" width=\"20\" height=\"27\" class=\"wp-image-20196\" style=\"width: 20px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/18\/2022\/04\/si.png\" alt=\"S\u00ec\"><\/td><\/tr><tr><td>Dividi con un click le spese con gli amici<\/td><td><img decoding=\"async\" width=\"20\" height=\"27\" class=\"wp-image-20195\" style=\"width: 20px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/18\/2022\/04\/no.png\" alt=\"No\"><\/td><td><img decoding=\"async\" width=\"20\" height=\"27\" class=\"wp-image-20196\" style=\"width: 20px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/18\/2022\/04\/si.png\" alt=\"S\u00ec\"><\/td><td><img decoding=\"async\" width=\"20\" height=\"27\" class=\"wp-image-20196\" style=\"width: 20px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/18\/2022\/04\/si.png\" alt=\"S\u00ec\"><\/td><td><img decoding=\"async\" width=\"20\" height=\"27\" class=\"wp-image-20196\" style=\"width: 20px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/18\/2022\/04\/si.png\" alt=\"S\u00ec\"><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Canone_conto_business\">Canone conto business<\/h3>\n\n\n\n<p>Questa \u00e8 l\u2019altra differenza importante rispetto al conto personale. Ecco il costo dei vari piani business:<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-fn-tables shortcode-no\"><table class=\"has-fixed-layout\"><thead><tr><th>bunq Conto Business<\/th><th>Easy Savings<\/th><th>Easy Bank<\/th><th>Easy Money<\/th><th>Easy Green<\/th><\/tr><\/thead><tbody><tr><td>Canone mensile<\/td><td>0\u20ac<\/td><td>4,99\u20ac<\/td><td>10,99\u20ac<\/td><td>20,99\u20ac<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n<div class=\"fn_block block_fn_msg_box warning\"><div class=\"fn_block__icon\"><\/div><h3 id=\"Requisiti_per_un_conto_business\">Requisiti per un conto business<\/h3><ul id=\"block-f0a77016-672e-46f9-bc3c-03645a66989b\" class=\"block-editor-rich-text__editable block-editor-block-list__block wp-block is-selected wp-block-list rich-text\" tabindex=\"0\" role=\"document\" contenteditable=\"true\" aria-multiline=\"true\" aria-label=\"Blocco: List\" data-block=\"f0a77016-672e-46f9-bc3c-03645a66989b\" data-type=\"core\/list\" data-title=\"List\">\n<li>Avere un conto personale su bunq<\/li>\n<li>Essere maggiorenne.<\/li>\n<li>Hai un business registrato in Italia.<\/li>\n<li>Residenza in Italia.<\/li>\n<li>Non operare in un settore non supportato da bung (per esempio tobacco o petrolio),<\/li>\n<li>Non avere un altro conto business associato alla stessa societ\u00e0.<\/li>\n<\/ul>\n<div class=\"emoji-editor-bar\">\u00a0<\/div><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"bunq__sicuro\">bunq \u00e8 sicuro?<\/h2>\n\n\n\n<p>Come tutte le nuove soluzioni bancarie, bunq usa le principali soluzioni per la sicurezza digitale.<\/p>\n\n\n\n<p>Un aspetto pi\u00f9 interessante sta nella sua licenza bancaria. Questo permette a bunq di offrire ai suoi correntisti una <strong>garanzia sui loro depositi fino a 100.000\u20ac<\/strong>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Tre_alternative_a_bunq\">Tre alternative a bunq<\/h2>\n\n\n\n<p>bunq non \u00e8 l&#8217;unica opzione per avere un conto bancario online. Qui sotto trovi un confronto tra altre 3 opzioni: <a href=\"https:\/\/financera.it\/istituto\/illimity\/\" data-type=\"company_single\" data-id=\"3482\">illimity bank<\/a>, <a href=\"https:\/\/financera.it\/istituto\/revolut\/\" data-type=\"company_single\" data-id=\"1659\">Revolut<\/a> e <a href=\"https:\/\/financera.it\/istituto\/transferwise\/\" data-type=\"company_single\" data-id=\"3822\">Wise<\/a>.<\/p>\n\n\n<figure class=\"wp-block-table is-style-fn-tables shortcode-no\">\n<table class=\"has-fixed-layout\">\n<thead>\n<tr>\n<th>Caratteristiche<\/th>\n<th>illimity bank<\/th>\n<th>Revolut<\/th>\n<th>Wise<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Canone mensile minimo<\/td>\n<td>3,00 \u20ac &#8211; 0 \u20ac con promozioni o specifiche condizioni d&#8217;uso<\/td>\n<td>0,00 \u20ac<\/td>\n<td>0,00 \u20ac<\/td>\n<\/tr>\n<tr>\n<td>Canone mensile massimo<\/td>\n<td>7,00 \u20ac<\/td>\n<td>13,99 \u20ac<\/td>\n<td>0,00 \u20ac<\/td>\n<\/tr>\n<tr>\n<td>Carta di debito fisica<\/td>\n<td><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/18\/2022\/04\/si.png\" alt=\"S\u00ec\" width=\"20\" height=\"27\" \/><\/td>\n<td><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/18\/2022\/04\/si.png\" alt=\"S\u00ec\" width=\"20\" height=\"27\" \/><\/td>\n<td><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/18\/2022\/04\/si.png\" alt=\"S\u00ec\" width=\"20\" height=\"27\" \/><\/td>\n<\/tr>\n<tr>\n<td>Carte di debito virtuali<\/td>\n<td><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/18\/2022\/04\/no.png\" alt=\"No\" width=\"20\" height=\"27\" \/><\/td>\n<td><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/18\/2022\/04\/si.png\" alt=\"S\u00ec\" width=\"20\" height=\"27\" \/><\/td>\n<td><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/18\/2022\/04\/si.png\" alt=\"S\u00ec\" width=\"20\" height=\"27\" \/><\/td>\n<\/tr>\n<tr>\n<td>Carta prepagata<\/td>\n<td><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/18\/2022\/04\/si.png\" alt=\"S\u00ec\" width=\"20\" height=\"27\" \/><\/td>\n<td><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/18\/2022\/04\/no.png\" alt=\"No\" width=\"20\" height=\"27\" \/><\/td>\n<td><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/18\/2022\/04\/no.png\" alt=\"No\" width=\"20\" height=\"27\" \/><\/td>\n<\/tr>\n<tr>\n<td>Carta di credito<\/td>\n<td><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/18\/2022\/04\/si.png\" alt=\"S\u00ec\" width=\"20\" height=\"27\" \/><\/td>\n<td><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/18\/2022\/04\/no.png\" alt=\"No\" width=\"20\" height=\"27\" \/><\/td>\n<td><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/18\/2022\/04\/no.png\" alt=\"No\" width=\"20\" height=\"27\" \/><\/td>\n<\/tr>\n<tr>\n<td>Conti multi-valuta<\/td>\n<td><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/18\/2022\/04\/no.png\" alt=\"No\" width=\"20\" height=\"27\" \/><\/td>\n<td><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/18\/2022\/04\/si.png\" alt=\"S\u00ec\" width=\"20\" height=\"27\" \/><\/td>\n<td><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/18\/2022\/04\/si.png\" alt=\"S\u00ec\" width=\"20\" height=\"27\" \/><\/td>\n<\/tr>\n<tr>\n<td>Sotto-conti per la gestione dei risparmi<\/td>\n<td><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/18\/2022\/04\/si.png\" alt=\"S\u00ec\" width=\"20\" height=\"27\" \/><\/td>\n<td><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/18\/2022\/04\/si.png\" alt=\"S\u00ec\" width=\"20\" height=\"27\" \/><\/td>\n<td><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/18\/2022\/04\/si.png\" alt=\"S\u00ec\" width=\"20\" height=\"27\" \/><\/td>\n<\/tr>\n<tr>\n<td>Possibilit\u00e0 di maturare un interesse sui fondi in giacenza nel conto corrente o nei sotto-conti di risparmio<\/td>\n<td><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/18\/2022\/04\/si.png\" alt=\"S\u00ec\" width=\"20\" height=\"27\" \/><\/td>\n<td><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/18\/2022\/04\/no.png\" alt=\"No\" width=\"20\" height=\"27\" \/><\/td>\n<td><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/18\/2022\/04\/no.png\" alt=\"No\" width=\"20\" height=\"27\" \/><\/td>\n<\/tr>\n<tr>\n<td>Conto deposito<\/td>\n<td><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/18\/2022\/04\/si.png\" alt=\"S\u00ec\" width=\"20\" height=\"27\" \/><\/td>\n<td><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/18\/2022\/04\/no.png\" alt=\"No\" width=\"20\" height=\"27\" \/><\/td>\n<td><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/18\/2022\/04\/no.png\" alt=\"No\" width=\"20\" height=\"27\" \/><\/td>\n<\/tr>\n<tr>\n<td>Piattaforma per investire in azioni, criptovalute o materie prime<\/td>\n<td><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/18\/2022\/04\/no.png\" alt=\"No\" width=\"20\" height=\"27\" \/><\/td>\n<td><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/18\/2022\/04\/si.png\" alt=\"S\u00ec\" width=\"20\" height=\"27\" \/><\/td>\n<td><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/18\/2022\/04\/no.png\" alt=\"No\" width=\"20\" height=\"27\" \/><\/td>\n<\/tr>\n<tr>\n<td>Assicurazione di viaggio<\/td>\n<td><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/18\/2022\/04\/no.png\" alt=\"No\" width=\"20\" height=\"27\" \/><\/td>\n<td><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/18\/2022\/04\/si.png\" alt=\"S\u00ec\" width=\"20\" height=\"27\" \/><\/td>\n<td><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/18\/2022\/04\/no.png\" alt=\"No\" width=\"20\" height=\"27\" \/><\/td>\n<\/tr>\n<tr>\n<td>Accesso alle lounge aeroportuali<\/td>\n<td><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/18\/2022\/04\/no.png\" alt=\"No\" width=\"20\" height=\"27\" \/><\/td>\n<td><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/18\/2022\/04\/si.png\" alt=\"S\u00ec\" width=\"20\" height=\"27\" \/><\/td>\n<td><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/18\/2022\/04\/no.png\" alt=\"No\" width=\"20\" height=\"27\" \/><\/td>\n<\/tr>\n<tr>\n<td>Prelievi gratuiti ATM<\/td>\n<td>Max 3, inferiori a 100\u00a0\u20ac e solo in area Euro<\/td>\n<td>Max 5, per un valore totale di 200 \u20ac<\/td>\n<td>Max 2, per un valore totale di 200 \u20ac<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n\n<div class=\"fn_block block_fn_button  buttons  is-flex is-flex-direction-column is-align-items-flex-start\"><a href=\"https:\/\/financera.it\/finanze-personali\/conti-online\/\" class=\"button  is-rounded is-primary is-normal is-fullwidth\" target=\"_blank\"  >Vai al confronto completo dei migliori conti online<\/a><\/div>","protected":false},"author":17399,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"open","ping_status":"closed","template":"","categories":[1032],"company_type":[3],"overall_rating":"4.56551724","_links":{"self":[{"href":"https:\/\/financera.it\/wp-json\/wp\/v2\/company_single\/12617"}],"collection":[{"href":"https:\/\/financera.it\/wp-json\/wp\/v2\/company_single"}],"about":[{"href":"https:\/\/financera.it\/wp-json\/wp\/v2\/types\/company_single"}],"author":[{"embeddable":true,"href":"https:\/\/financera.it\/wp-json\/wp\/v2\/users\/17399"}],"replies":[{"embeddable":true,"href":"https:\/\/financera.it\/wp-json\/wp\/v2\/comments?post=12617"}],"version-history":[{"count":49,"href":"https:\/\/financera.it\/wp-json\/wp\/v2\/company_single\/12617\/revisions"}],"predecessor-version":[{"id":78483,"href":"https:\/\/financera.it\/wp-json\/wp\/v2\/company_single\/12617\/revisions\/78483"}],"wp:attachment":[{"href":"https:\/\/financera.it\/wp-json\/wp\/v2\/media?parent=12617"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/financera.it\/wp-json\/wp\/v2\/categories?post=12617"},{"taxonomy":"company_type","embeddable":true,"href":"https:\/\/financera.it\/wp-json\/wp\/v2\/company_type?post=12617"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}